2025 is wrapping up, and for many Canadians, it’s been a long, expensive, unpredictable year. But here’s the good news: the 2026 mortgage outlook is shaping up to be one of the most opportunity-filled periods we’ve had in a while. And this is true for homeowners, buyers, and anyone renewing a mortgage. Rates are lower, 1-2 […]

If you’re looking to get into the market before fall, here are a few tools you can use:  First Home Savings Account (FHSA)  RRSP Home Buyers’ Plan  Pre-approval for stronger offers  Down payment from equity (if you’re getting help from family) Let’s make sure you’re positioned clearly before listings pick up again in September.